This book begins with the premise that the world is in a real mess in the areas of money, politics, and religion. The authors will show us where we went wrong in these areas through a view of life back when we were “America the Beautiful”. We will visit the institutions involved in the transformation of America and see how each (institutional chaos) has contributed to the mess. The authors develop strategies for minimizing personal and family risk in dealing with each scenario facing us in today’s world. This book brings a message of reality and hope and provides strategies for dealing with life. It demonstrates the way to raise up wisdom in a generation that is lacking it.